Good evening!   Scribing this month’s edition with a little person at my feet who's playing with his Kinetic sand, trying desperately not to make a huge mess in daddy’s office – it’s the cutest thing but at the same time as many of us know quite a distraction.  Kids belong in school, playing with their little friends and learning in a group environment – not at their parents’ feet while we try and work for a living LOL. I’ve certainly answered a million questions today and while I’m thrilled for the extra time we get to spend together, it also presents…

 

The new First-Time Home Buyer Incentive allows eligible first-time home buyers, who have the minimum downpayment for an insured mortgage, to apply to finance a portion of their home purchase through a form of shared equity mortgage with the Government of Canada.

Warren's Mortgage Monthly - September 2019   Good afternoon one and all!   Here we are once more, wondering how exactly we are on the other side of summer and bidding adieu to Labor Day weekend.  With the return of the Pumpkin Spice Latte and back to school routines in full swing, it seems everywhere we turn there is a noted change in the air.  This season for me is always one of renewed commitment to better routines and overall improvement which I am certain all harkens back to the days of stocking up on fresh lined paper, binders and white erasers =)  In the spirit of nostalgia,…

Happy October everyone!

Just like the month of Spook, scary things are indeed at hand….markets are roiling and sending shivers up our spines as we watch them lose values of 5%+ in a single day, leaving all us ‘common folk’ shuddering.  This, just at the same time that headlines are shrieking multiple rate hikes ahead!!  Certainly scares the pants off of me and know you too as I have had several more than usual inquiries as to whether to lock or not and what my thoughts are around same.

Good afternoon all,
 
Hope this update finds you all well and rested after this beautiful (and hot) summer!
Hard to believe we are approaching the days of Pumpkin Spice Lattes, colorful leaves and back to school.  Both of my little ones start full time this year and my partner returns to work after an 18 month parental leave.

OTTAWA — The Bank of Canada raised its benchmark interest rate Wednesday in an economy that it predicts will remain resilient even as it faces an even bigger bite from deepening trade tensions.

Whether prime goes up, back down or holds still, the message I try to relay remains that the variable rate strategy is the long view.  I’ve often fielded this question on the eve of Prime announcements, as many clients still attempt to “time” locking in (which is fine) but the bigger picture is that this is not the purpose of being variable.

This is one spot that no one wants to end up in: you’ve found the house you want, your offer has been accepted, but it all falls through because you don’t have financing in place. Lenders deny mortgage applications all the time, and it pushes would-be homeowners back to square one.

5 Steps to a Guaranteed Mortgage Approval

This is one spot that no one wants to end up in: you’ve found the house you want, your offer has been accepted, but it all falls through because you don’t have financing in place.

We are delighted to announce the launch of our new website!

Our new website provides our existing and prospective clients a simple yet interactive view of our work and the services we offer.

New Website Coming Soon!

We are currently revamping our website. Our new website will be interactive and mobile friendly!