Good evening!   Scribing this month’s edition with a little person at my feet who's playing with his Kinetic sand, trying desperately not to make a huge mess in daddy’s office – it’s the cutest thing but at the same time as many of us know quite a distraction.  Kids belong in school, playing with their little friends and learning in a group environment – not at their parents’ feet while we try and work for a living LOL. I’ve certainly answered a million questions today and while I’m thrilled for the extra time we get to spend together, it also presents…

Happy October everyone!

Just like the month of Spook, scary things are indeed at hand….markets are roiling and sending shivers up our spines as we watch them lose values of 5%+ in a single day, leaving all us ‘common folk’ shuddering.  This, just at the same time that headlines are shrieking multiple rate hikes ahead!!  Certainly scares the pants off of me and know you too as I have had several more than usual inquiries as to whether to lock or not and what my thoughts are around same.

Whether prime goes up, back down or holds still, the message I try to relay remains that the variable rate strategy is the long view.  I’ve often fielded this question on the eve of Prime announcements, as many clients still attempt to “time” locking in (which is fine) but the bigger picture is that this is not the purpose of being variable.

This is one spot that no one wants to end up in: you’ve found the house you want, your offer has been accepted, but it all falls through because you don’t have financing in place. Lenders deny mortgage applications all the time, and it pushes would-be homeowners back to square one.

5 Steps to a Guaranteed Mortgage Approval

This is one spot that no one wants to end up in: you’ve found the house you want, your offer has been accepted, but it all falls through because you don’t have financing in place.

We are delighted to announce the launch of our new website!

Our new website provides our existing and prospective clients a simple yet interactive view of our work and the services we offer.

New Website Coming Soon!

We are currently revamping our website. Our new website will be interactive and mobile friendly!