
SERVICES
RENEGOTIATING SERVICES
BREATHE EASY. RENEGOTIATING IS MY SUPERPOWER.
Offering specialized assistance to Ontarians in three key areas: Renewing a Mortgage, Consolidating Debt & Accessing Home Equity, and Mortgages During Separation/Divorce.
RENEGOTIATING SERVICES
RENEWING A MORTGAGE
Your mortgage renewal means a renewed commitment to your financial future. Together, we can review your lender’s offer to make sure it’s competitive. If the renewal terms are favourable, I will make the recommendation to stay with your lender. But, if I can improve on it, we can make the decision to leave.
Many Canadians lose thousands of dollars in higher interest charges by accepting the renewal offer sent by their bank. Instead of being roped into a false sense of loyalty to your lender, I will ensure that the current marketplace is serving you. Let me help you find a renewed mortgage that saves you money and provides greater flexibility.
Don’t forget, renewing your mortgage doesn’t carry penalties or legal fees!

RENEGOTIATING SERVICES
CONSOLIDATING DEBT & ACCESSING HOME EQUITY
As a former financial advisor, I use my wealth of knowledge for your financial well-being.
Dealing with debt can be overwhelming. Debt consolidation allows you to simplify your financial obligations and guide you toward a brighter and manageable future.
Accessing equity in your home is a powerful way to take control of your finances. It can reverse a financial hiccup and support a forward financial motion.
Whether your goal is consolidating debt accumulated from a parental leave, acquiring funds for a home renovation, or other wealth creation/investment strategy, I have you covered!
Let’s sit down and review the many ways to optimize your money and get you ahead!
RENEGOTIATING SERVICES
MORTGAGE DURING SEPARATION OR DIVORCE
This time in your life is stressful and emotionally heightened. It’s important that we navigate these transitions with care.
From experience, the best solution in a marital breakdown is to attempt settlement together, rather than in a combative and costly way. There are many lending programs designed to assist in dealing with matrimonial debt, equalization payments, and taking over sole ownership of an existing matrimonial home. I commit to ensuring confidentiality for both parties.
I accommodate all the unique considerations involved in these situations and aim to provide compassionate guidance and practical solutions related to mortgage refinancing, property division, and other intricacies.
THEY KEEP COMING BACK
“Knowledgeable, helpful, accessible and professional.”
“Warren is extremely knowledgeable, helpful, accessible and professional. He takes the time to review all information, answer all questions and ensures there is a good understanding of all material. He's also super friendly and actually cares - a rare combination!”
– Megan Breithaupt
THE PROCESS
Supporting and guiding you through tough decisions.
01 /
Start by booking your 30-minute consultation.
02 /
When we chat, we’ll discuss your needs, application process, and answer any questions you have.
03 /
I will outline next steps, and guide you from there.